citi reconsideration line reddit

By on Dec 30, 2020 in Uncategorized | 0 comments

Per Reddit, it appears the old reconsideration number of 1-888-245-0625 is no longer in service but there is a new, working reconsideration number which is 1-888-270-2127.I’ve confirmed the old number is not in service and … That was 4 hard inquiries within a short span. Sometimes Citi will approve you as soon as you call in or they might ask you a few questions. and its affiliates in the United States and its territories. Citi offers retail bank services to individuals and businesses, including checking, savings, credit cards, mortgages and loans. Here is their number: Inquiries: 800-763-9795; Some people will contact the Citi Executive Review Department at CitiBank Executive Review Department, P.O. The Barclays dedicated reconsideration line is (866) 408-4064. Call the reconsideration line! I was then placed back on hold for him to take a look at my account. Want your credit line increased, APR lowered, or your declined credit card application approved? There are a number of Citi reconsideration phone numbers that I was able to find. Citi/AAdvantage Cards, Citi Dividend American Express Card: 888-766-2484 Citi® Diamond Preferred® Card ( Review ): 800-823-4086 Citi ® Double Cash Card – 18 month BT offer ( Review ): 855-473-4583 When her application for the Citi® Hilton HHonors™ Reserve Card was not immediately approved, she did what I always suggest. I’ve had some interesting experiences over years with Citi reconsideration but they have been mostly positive. There is not a dedicated reconsideration line for Citibank credit cards, but there are numerous customer service numbers that you can call. I immediately called the Citi Credit Card Reconsideration Line, they responded by asking a few questions over the phone and told me they would get back with me. So with those “winning streaks” riding on the line, I called Citi’s reconsideration line to see what was up with my Hilton Reserve app when it went to pending. Any time you apply for a new line of credit, whether it’s a mortgage, car loan or credit card, the company will pull your credit report. Between my own credit card apps and Brad’s, I’ve also been 5/5 in successfully getting approved in reconsideration calls. Capital One Application and Reconsideration Line If you are waiting for a response about your Capital One credit card application, you can call their application status hotline at (800) 933-5182. A letter showed up in the mail about a week later that requested: ... even if they have good credit. Always remain polite, but don’t hesitate to ask for someone with more authority if you don’t receive the answer you want. Box 6000, Sioux Falls, SD, 57117. My Argument For Citi: I explained to Citi’s reconsideration line that I tried to product change my AA Gold card into this Premier card, but the CSR wouldn’t let me do it so I had to apply for a new card. … Application Reconsideration Department: 1-866-314-0237. Call. New Accounts: 1-877-399-3083. Backdoor Credit Card Company Phone Numbers “Backdoor” number is the one that gets you past frontline customer service representatives and connects you directly to the Credit Analysts or the Credit Departments or the Account Managers or the Account … I called the CitiBusiness reconsideration line. Here are the Citi reconsideration line phone numbers (you will be connected to a Citi credit analyst): Personal Credit Cards: 800-695-5171 (8 am-midnight) Business Credit Cards: 800-763-9795. I’ll try again in a few months and will be sure to call the reconsideration line immediately if the new Visa Signature card doesn’t get approved instantly. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. A credit card reconsideration line is a special phone number you can call to speak with customer service after your application for a credit card has been rejected. Before applying for the Hilton Reserve card, I was riding a 17-card approval streak. These are some of the steps you can take to be ready to make the call. If your credit card application is denied, it might not be the final answer. At 24 years of age, we struggled to get Josh his first card but finally got him in a Citi AA card about one year ago. You have nothing to lose and everything to gain! Bottom line. Personal: 1-888-245-0625. Business: 1-800-453-9719. Citibank Reconsideration Line. It wasn’t flying with Citi. So if that’s the case, you’ll want to try the Citi Reconsideration phone number. Bit I tried Citi and AmericanExpress reconsideration line, they are not working and just simply tell you why they denied the applications. Citibank Reconsideration Line. These “hard inquiries” usually ding your credit score by about five points, and overall, your new credit history accounts for about 10% of your FICO score. A few readers pointed me to this reddit thread that discusses a Citi application rule I haven’t seen discussed before. You may be contacted by Citi to shift around lines of credit. Calling reconsideration isn’t very scary. Yes this is pretty much in-line with what citi does for reconsiderations. Frustrated I hung up the phone. She called Citi’s reconsideration line immediately. American Express. Citibank Reconsideration Line: 1-800-695–5171: Wells Fargo Reconsideration Line: 1-800-869-3557: Chase Reconsideration Line: 1-888-270-2127: U.S. Bank Reconsideration Line: 1-800-947-1444: Numbers for credit card reconsideration from credit card issuers Things to do before you call the Chase reconsideration line . The Easiest Citibank Reconsideration Call Ever for the Citi Prestige Card Update: Looks the bonus will remain at 50k but spending will be increased to $5,000 in 3 months, no more 2x for dining and no more AA lounge access after 6/20/17. Much of the conventional wisdom around signing up for credit cards says that if you are denied when applying for a credit card, that you should call the “reconsideration” line to try and get an approval. Citi. Chase . Reply Trav on December 15, 2012 at 4:54 pm As with most things in life, persistence is key. I’ve had lots of card applications approved even after they were initially listed as pending or denied. Clients can review their account balances and transactions through online banking and mobile banking apps for iPhone, iPad, Android, Windows Phone and Blackberry devices. Before you call the reconsideration line, prepare. I then mentioned my recent application. You might want to bookmark this post for future reference as it appears the reconsideration phone number for Chase cards has changed. The Citi Double Cash Card is a MasterCard that pays 1 percent cash back on all purchases, and an additional 1 percent on all bill payments. Citibank Credit Card. Here is a video of a call to Citi for reconsideration from 2.5 years ago. If you believe your account may have been used fraudulently, please contact Citi Customer Service: 1-800-950-5114 Outside of the United States, call Citi collect at 1-605-335-2222 TTY: 1-800-325-2865 for hearing and speech impaired services only 24 hours a day, 7 days a week When I applied to Citi it was an instant denial. Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. They usually just ask questions that were already on the application. Bottom Line. (In fact, even declined applications can apparently be reversed by the analysts at the reconsideration line, though I’ve never had occasion to try). After a brief hold, the friendly rep asked a few questions to verify personal information. But many redditors have had success simply calling the reconsideration line, and ended up with a low limit that they could raise at a later date. You can call Citi reconsideration at 800-695-5171. So if you’re ever “pending” on a Chase application, calling the reconsideration line at 888-245-0625 is a great way to move things along and improve your odds of approval. Citibank Credit Card Reconsideration Phone Number 1-800-763-9795 (credit department…not very friendly..) It’s best to write a letter to: Citibank Executive Review Department, P.O. Application Link: Citi® Hilton HHonors™ Reserve Card. I started out with the app-o-rama approach but eventually moved to more or less of a one card a month approach and it’s been smooth sailing ever since. All it took was a call to the bank’s reconsideration department to square things away. Call Citi. I was told that I was declined because I defaulted on a Citi card when I filed bankruptcy in 1996. American Express (866) 314-0237 Barclay’s (866) 408-4064 Hopefully one of them will work for you! Or, your card could simply show up in the mail! Many of those who were immediately declined waited a few days and then called Citi’s reconsideration line (1-800-695-5171), though my friend did it as soon as he got the denial notice and was approved without a problem. As it was our first attempted card and we got a denial the first time through. Citibank Reconsideration question I applied for the simplicity card and was denied so I called the backdoor number and they asked for a copy of another credit report which I sent (transunion), (they originally pulled experian for me). At the bottom I’ve included the numbers for the reconsideration lines for the big banks. The “rule” seems to be as follows: You won’t be approved for a credit card if you have six or more inquiries on the credit report that Citi pulls for your application. I’ve even written a post before listing out the Barclay reconsideration phone number and website. These are the reconsideration line numbers I use. Wait. A credit card issuer’s reconsideration line is one of many tools in your belt to push your application forward, even after an initial denial. ... Citi: 888-201-4523 (New App Approval Status) Citi AA: 888-662-7759 Citi … I decided to call the Chase Reconsideration Line (888-245-0625) and ask a few questions related to my rejection. Some credit card … I was a poor college student at the time and had received an $11,000 insurance bill for a car accident I caused; this may as well been one billion dollars. (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep. (800) 763-9795 – General Personal Application Inquiries with live rep. (800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status. But, I’ve also been denied even after pleading my case. To try the Citi reconsideration phone number listed as pending or denied don’t hesitate ask... 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